Benefits Overview

             NAGE Open Enrollment is here!

           Please note: coverage is in effect
                the date of application!


Disability Insurance Provides a monthly benefit to replace a percentage of your income if you are unable to work due to accidental injury, sickness, surgery, or maternity. Now covers psychiatric and psychological conditions! No Health Questions for employees during this enrollment!

Critical Illness Insurance supplements your major medical coverage by providing a lump-sum benefit that you can use to pay the direct and indirect costs related to a covered critical illness, such as heart attack (myocardial infarction), end-stage renal failure, coronary artery bypass surgery, stroke, or major organ transplant. This plan also includes a benefit for the extended treatment of cancer. No Health Questions for employees during this enrollment!

Whole life insurance provides guaranteed features – cash value accumulation, premium rates, and a death benefit (minus any loans and loan interest) – that help ensure those benefits will be there to help protect your family’s way of life.  No Health Questions for employees during this enrollment! 

Term life insurance offers a predictable way to provide more coverage at more affordable prices during high-need years.

Medical Bridge Insurance provides a lump-sum benefit for a covered hospital confinement to help cover co-payments and deductibles that are not covered by most major medical plans.

Accident Insurance helps offset unexpected covered medical expenses, such as emergency room fees, deductibles, and co-payments that can result from a fracture, dislocation, or other covered accidental injury. No Health Questions! 

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